Understanding Roof Damage Mitigation

7/8/2022 (Permalink)

When a severe storm hits your Philadelphia, PA, home, the mix of rain, hail, and wind may result in roof damage.

Understanding Roof Damage Repair

When a severe storm hits your Philadelphia, PA, home, the mix of rain, hail, and wind may result in roof damage. After the storm calms, the first step should be to call your insurance company. Considering that many others could also be filing a claim, it could mean a significant wait time until the adjuster comes. In the meantime, it is likely that your policy requires you to mitigate against further damage. Calling a storm damage restoration specialist to complete an inspection will help provide guidance and a plan of action for restoration during the wait.

What Does Mitigation Mean?

Hail and wind damage can expose the roof, break windows and damage siding. If another storm moves in, those weakened areas will be more likely to suffer secondary issues, such as water damage or mold growth. In many cases, if mitigation measures aren’t taken, it may affect the claim. To avoid that, the following steps should be taken:

• Cover any broken or cracked windows or skylights with plastic.
• If there is an obvious leak roof, install a tarp in the attic to temporarily board it up. Ensure buckets are placed under the roof to catch any additional water leaking in.
• A tarp should also be used on areas where there is missing or damaged siding.
• Remove debris that could cause additional damage, such as hanging or fallen branches.

Extra Steps to Take

When roof damage happens, precautions need to be taken to ensure the claims process goes as smoothly as possible. Be sure to document all losses before any temporary mitigation, as well as after. When immediate repairs are needed, save any associated receipts. If there was hail, try to collect a piece and place in the freezer.

Dealing with roof damage isn’t always a fast fix. Be sure to protect your home from further damage by making temporary repairs. That will help minimize issues and may benefit your claim.